Comprehensive personal and business insurance solutions to protect what matters most — your family, your health, your home, and your future. We work with leading Canadian insurers to find the right coverage at the right price.
From protecting your income to insuring your home and your pets, our licensed advisors guide you through every insurance decision with clarity and care.
Protect your loved ones with the right life insurance policy. We help you compare Term, Universal Life, and Whole Life options to match your budget, coverage needs, and long-term financial goals.
Receive a lump-sum, tax-free payment upon diagnosis of a covered critical illness such as cancer, heart attack, or stroke — giving you financial flexibility when you need it most.
Your ability to earn an income is your most valuable asset. Short-term and long-term disability policies replace a portion of your income if illness or injury prevents you from working.
Ensure your family can remain in their home if the unexpected happens. Mortgage protection insurance pays out your mortgage balance so your loved ones are never forced to sell the family home.
Plan for the cost of assisted living, home care, or nursing facilities as you age. Long term care coverage preserves your retirement savings and protects your family from unexpected caregiving costs.
Stay covered when travelling abroad or visiting Canada. We specialize in Super Visa medical insurance required for parents and grandparents visiting Canada for up to two years at a time.
Unexpected veterinary bills can be significant. Pet insurance helps cover the cost of accidents, illnesses, surgeries, and routine wellness care — so you never have to choose between your pet's health and your finances.
Individual and family health and dental plans to supplement provincial coverage. Includes prescriptions, dental cleanings, paramedical services (physiotherapy, massage), and vision care.
Attract and retain top talent with a competitive employee benefits package. We design and administer group health, dental, disability, and life insurance plans tailored to your workforce and budget.
Comprehensive home and auto coverage from trusted Canadian insurers. We compare rates across multiple providers to find you the best protection for your property and vehicles at the most competitive price.
We work independently — not for any single insurer — which means our only obligation is finding the best coverage for your unique situation and budget.
Have more questions? Our advisors are happy to help — book a free consultation today.
The right type depends on your goals. Term life insurance is typically more affordable and is ideal if you need coverage for a defined period — for example, while you have a mortgage or young children. Whole Life and Universal Life are permanent policies that also build cash value over time and can be used as part of an estate or tax planning strategy. Our advisors will walk you through the tradeoffs during a free consultation.
The Canadian Super Visa allows parents and grandparents of Canadian citizens or permanent residents to visit Canada for up to two years at a time. A mandatory condition of the Super Visa application is proof of Canadian private medical insurance with a minimum of $100,000 in coverage for at least one year. We specialize in Super Visa-compliant policies and can issue same-day proof of insurance letters required for your application.
Most disability insurance policies replace between 60–85% of your pre-disability earned income, up to a monthly benefit cap set by the insurer. A general rule of thumb is to target enough monthly benefit to cover your essential living expenses — mortgage or rent, utilities, food, and debt payments. We will review your income, existing group coverage through your employer, and any government benefits (CPP disability) to determine the appropriate top-up amount.
Yes. Group benefit plans are available for businesses with as few as two employees, and many carriers offer flexible, cost-effective options designed specifically for small businesses. Additionally, employer premiums paid toward group benefits are generally a deductible business expense, making them tax-efficient for both the employer and the employee. We will design a plan that fits your headcount and budget.
Critical illness insurance pays a one-time, lump-sum tax-free benefit upon diagnosis of a covered condition (e.g., cancer, heart attack, stroke), regardless of whether you are still able to work. Disability insurance pays a monthly income replacement benefit only if you cannot work due to illness or injury. Many Canadians carry both policies together — critical illness covers immediate extraordinary expenses, while disability provides ongoing monthly income replacement during recovery.
During your free initial consultation — available in person, by phone, or video call — we review your current coverage, identify any gaps, and discuss your priorities. We then prepare a no-obligation comparison of suitable products from multiple insurers. There is no pressure to purchase, and our advice is genuinely independent. Most clients find they save money and get better coverage by shopping through a broker rather than going directly to a single insurer.
Estimate the life insurance coverage your family needs. Fill in the fields below and click Calculate — then speak with one of our licensed advisors for a personalised plan.
Estimate the amount of life insurance coverage your family would need to maintain their standard of living. Fill in all applicable fields below.
This is an estimate based on the information provided. A negative result means your existing assets may already cover your family's needs. We recommend speaking with a Broadmoor licensed insurance advisor to review your complete financial picture and tailor a plan to your goals.
Reach us by phone, email, or in person at our Sherwood Park office. Initial consultations are complimentary.