Super Visa InsuranceFor families in Edmonton, Sherwood Park & across Alberta
Bringing parents or grandparents to Canada on a Super Visa? The application needs private medical insurance that meets Immigration, Refugees and Citizenship Canada (IRCC) rules. We help you compare policies through advisors licensed with the Alberta Insurance Council, so the coverage is right for your family and accepted with the application.
Super Visa Insurance in Brief
- Minimum coverage
- At least $100,000 of emergency coverage for health care, hospitalization and repatriation.
- Validity
- Valid for at least 1 year from the date of entry, and for each entry to Canada.
- Insurer
- A Canadian insurance company, or an OSFI-authorized foreign insurer issuing the policy through its Canadian business.
- Payment
- Paid in full, or in instalments with a deposit. A quote alone is not accepted.
Choosing the Right Policy
Policies that all meet IRCC’s minimums can still differ a lot in price and in what they actually pay for.
Compare Policies
Side-by-side comparison of Super Visa policies from several insurers, through licensed advisors — coverage limits, deductibles and price.
Pre-Existing Conditions
Many claims are refused over pre-existing conditions. We help you understand each policy’s stability requirements and exclusions before you buy.
Monthly Payment Options
IRCC accepts policies paid in instalments with a deposit. We help you find insurers that offer monthly payment.
Renewals & Extensions
Coverage must stay in force for the whole stay. We help you renew before a policy expires, or when your parents apply to extend their stay.
Refunds & Cancellations
Ask about refund terms before you buy — what happens if the visa is refused, if plans change, or if your parent leaves Canada early.
Visitors to Canada Insurance
Shorter visits on a regular visitor visa or eTA are not Super Visa trips, but visitors still need emergency medical coverage while in Canada.
All insurance services →From Quote to Proof of Insurance
Insurance is arranged through advisors licensed with the Alberta Insurance Council. We tell you who the advisor is and any referral fee before you proceed.
What the Insurance Must Include
These are IRCC’s requirements for the medical insurance part of a Super Visa application. The application has other requirements too, including the host’s minimum income and an immigration medical exam.
| Requirement | What IRCC asks for |
|---|---|
| Insurer | A Canadian insurance company, or a foreign insurer authorized by OSFI to offer accident and sickness insurance that issued the policy while doing insurance business in Canada. |
| Coverage | Health care, hospitalization and repatriation, with at least $100,000 of emergency coverage. |
| Validity | At least 1 year from the date of entry, and valid for each entry to Canada. Renew it if it will expire before your parent leaves. |
| Payment | Paid in full, or by instalments that include a deposit. Quotes are not accepted. |
| Documents | The policy must name the insurance company that issued it, and border officers may ask to see it. |
| Length of stay | Super Visa holders can stay up to 5 years per entry and can apply to extend while in Canada. |
Source: IRCC, Super visa for parents and grandparents. Requirements can change — always confirm against IRCC’s current guidance before applying. Broadmoor does not give immigration advice; for help with the visa application itself, speak with a licensed immigration consultant or lawyer.
Information for a quote
- Date of birth of each parent or grandparent
- Planned arrival date and length of stay
- Any medical conditions and current medications
- Preferred deductible and coverage amount
- Whether you want to pay monthly or in full
- Host’s contact details in Alberta
Related services
Super Visa Insurance Questions
IRCC requires private medical insurance with at least $100,000 of emergency coverage for health care, hospitalization and repatriation, valid for at least one year from the date of entry. Many families choose more than the minimum because medical costs in Canada can be high.
Yes. IRCC accepts policies paid in full or in instalments, as long as a deposit has been paid. A quote alone is not accepted as proof of insurance.
Yes, if the insurer is authorized by the Office of the Superintendent of Financial Institutions (OSFI) to offer accident and sickness insurance, appears on OSFI’s list, and issued the policy while doing insurance business in Canada. The policy must say so.
It depends on the policy. Many plans cover pre-existing conditions only if they have been stable for a set period, and some exclude them entirely. Read the stability clause carefully — this is where most claim disputes start.
Refund terms vary by insurer. Many refund the premium if the visa is refused and proof is provided, sometimes minus an administration fee. Check the terms before you buy.
No. Broadmoor refers you to advisors licensed with the Alberta Insurance Council who can arrange coverage from several insurers. Before you proceed we identify the advisor and disclose any referral fee or commission Broadmoor may receive.
Book a Free Consultation
Broadmoor Accounting & Financials
Reach us by phone, email, or in person at our Sherwood Park office. Initial consultations are complimentary.
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Office Address12 Blackfoot Road, Unit #6
Sherwood Park, AB T8A 4P4